Flo is the AI financial operating system that pays your bills, builds your budget, separates your money automatically, and finds every tax write-off — without you lifting a finger.
The world doesn't need another dashboard to stare at. Flo is built to act — automatically moving, paying, protecting, and optimizing your money in real time.
Every deposit is automatically split into Bills, Spending, Taxes, and Savings — no manual transfers, no math.
Flo learns your income and habits, then builds and adjusts your budget for you every single month.
Connect your bills once. Flo pays them on time, from the right bucket — no overdrafts, no late fees.
Every purchase scanned instantly. If it's deductible, Flo flags it, categorizes it, and tracks your savings.
Flo sets aside the right percentage with every deposit. Tax season becomes a non-event.
One clear view of all your accounts, assets, and savings — updated daily, automatically.
The average freelancer misses over $6,000 in deductions every year — not because they cheat, but because they don't know what qualifies.
Even a cryptic Amazon order like FXb21a — Flo identifies what it is, determines if it's deductible, and logs it automatically.
The moment a deposit hits your account, Flo splits it automatically based on your bills, spending patterns, and tax rate — before you even see it.
Bills paid automatically. Taxes reserved at your rate. Spending money is yours guilt-free. Savings grow in the background.
Join 2,400+ freelancers and founders who never think about money anymore.